Effective Date: [Insert Date]

Jurnee Mechanical Heating & Air Conditioning may make financing options available to qualified customers through independent third-party financing providers. This Financing Disclosure explains the relationship between Jurnee Mechanical Heating & Air Conditioning and any financing provider, outlines important customer responsibilities, and provides information regarding financing approvals, terms, and conditions.

Customers are encouraged to read this disclosure carefully before applying for or accepting any financing offer.

Third-Party Financing Providers

Jurnee Mechanical Heating & Air Conditioning does not directly provide loans, extend credit, or act as a financial institution.

Any financing options offered in connection with HVAC equipment, installations, replacements, repairs, or related services are provided solely through independent third-party lenders. Financing providers maintain their own application requirements, approval criteria, underwriting standards, interest rates, repayment terms, and account policies.

Jurnee Mechanical Heating & Air Conditioning does not control or influence financing decisions made by any lender.

Any financing agreement entered into by a customer is a separate agreement between the customer and the financing provider.

Financing Approval

Financing approval is not guaranteed.

All applications submitted for financing are subject to review and approval by the financing provider. Approval decisions are based on factors determined by the lender and may include credit history, income verification, debt obligations, payment history, employment information, and other underwriting criteria.

Jurnee Mechanical Heating & Air Conditioning cannot guarantee approval and is not responsible for financing decisions made by third-party lenders.

Customers who are declined financing may still choose to proceed with services using alternative payment methods.

Financing Terms and Conditions

Available financing programs may vary depending on the lender, promotional offers, customer qualifications, and project requirements.

Financing terms may include:

Specific financing terms will be provided directly by the financing provider during the application process.

Customers are responsible for reviewing all financing documents, disclosures, loan agreements, repayment schedules, interest rates, fees, and conditions before accepting any financing offer.

Qualifying Products and Services

Subject to lender approval and financing program availability, financing may be available for qualifying HVAC-related products and services, including:

Not all products, services, or project types may qualify for financing. Financing availability may change without notice based on lender requirements and program guidelines.

Estimates and Financing

Project estimates provided by Jurnee Mechanical Heating & Air Conditioning are separate from financing approvals.

Receiving a project estimate does not guarantee financing approval. Likewise, financing approval does not alter the project scope, equipment specifications, pricing, warranty coverage, or service agreements outlined in a customer proposal.

Changes to project scope, equipment selection, or installation requirements may affect financing amounts and approval conditions.

Customers should carefully review both their project estimate and financing agreement before authorizing work.

Customer Responsibilities

Customers are solely responsible for reviewing and understanding the terms of any financing agreement before accepting financing.

This includes reviewing:

Questions regarding account balances, payment processing, billing statements, interest charges, financing account management, loan servicing, or repayment obligations should be directed to the financing provider.

Jurnee Mechanical Heating & Air Conditioning is not responsible for administering financing accounts or resolving disputes related to financing agreements.

No Financial Advice

Information provided by Jurnee Mechanical Heating & Air Conditioning regarding financing options is offered solely for informational purposes.

Jurnee Mechanical Heating & Air Conditioning does not provide financial, legal, tax, or credit advice. Customers should consult appropriate financial professionals if they have questions regarding financing decisions or financial obligations.

The decision to apply for financing or enter into a financing agreement remains solely the responsibility of the customer.

Changes to Financing Programs

Financing programs, promotional offers, lender relationships, interest rates, approval requirements, and financing availability may change at any time without prior notice.

Jurnee Mechanical Heating & Air Conditioning makes no guarantee that specific financing programs, promotional offers, rates, or terms will remain available.

Customers should verify all financing information directly with the financing provider at the time of application.

Limitation of Responsibility

Jurnee Mechanical Heating & Air Conditioning shall not be responsible for:

All matters relating to financing agreements are governed by the terms established between the customer and the financing provider.

Contact Information

Questions regarding HVAC services, installation estimates, or financing availability may be directed to:

Jurnee Mechanical Heating & Air Conditioning
209 E Austin Avenue
Hutto, TX 78634

Phone: (737) 344-3004

For questions regarding financing account management, billing, payment processing, or loan servicing, customers should contact their financing provider directly.